
Designed for Your Industry.
Built for Better Outcomes.
Key Features

Industry Expertise
Tailored to the unique needs, risks, and demographics of each sector—manufacturing, agriculture, healthcare, technology, retail, and more.

Collective Purchasing Power
Multi-employer risk pooling provides access to better pricing, stability, and control.

Integrated Solutions
Programs include virtual primary care, behavioral health, wellness clinics, chronic condition management, and more.

Turnkey Implementation
Pre-negotiated terms, easy onboarding, simplified administration, and embedded cost-containment tools.
Program Options by Employer Size
Small Business
(2-100 Employees)
- Escape the cycle of rising costs and limited choices
- Save 7–10% vs. traditional insurance
- Access full-service coverage and national networks
- Predictable costs, simplified administration, and employee support tools
- Gain access to benefits and features typically reserved for large employers
Mid-Market
(101-1,000 Employees)
- Join a 3,000+ employer community covering over 1 million lives
- Save 7.5% in year one, growing to 16.5% by year three
- Scaled risk protection, strategic benchmarking, and easy implementation
- Built-in HR and employee safety collaboration
Large Business
(1,000+ Employees)
- Access national risk-sharing networks (600,000+ members)
- Save up to $1,000 per employee per year
- Reduce spend while improving employee health and satisfaction
- Integrated TPA, navigation tools, and performance reporting
Benefits to Employers
What Employers Gain

-
Cost Savings
Proven premium reductions and reduced claims volatility. -
Predictability
More stable year-over-year pricing. -
Stronger Engagement
Healthier, better-informed, and supported employees. -
Simplified Operations
Streamlined platforms and year-round support. -
Strategic Alignment
Health plan design that supports business growth and workforce wellbeing.
Bottom Line
Our Health Benefit Programs help businesses take control of their healthcare strategy—delivering the coverage your employees want and the savings and simplicity your business needs.
Expertise matters. Employers that leverage industry-focused benefit strategies gain not only cost control and lower risk, but also programs that truly resonate with their workforce.
Voluntary Benefits & Lifestyle Solutions
Empowering the Whole Employee
Today’s diverse, multigenerational workforce expects more than traditional health insurance. Our Voluntary Benefits and Lifestyle Solutions offer flexible, affordable, and high-impact programs that support employees at every stage of life—enhancing your total rewards strategy and improving overall workforce wellbeing.
Safeguard Your Valuables
- Legal Plans
- Auto & Home
- Identity & Fraud Protection
Enhance Your Health Coverage
- Dental
- Vision
- Pet
Build a Healthy Foundation
- Employee Assistance Programs
- Health & Wellness Toolkits
- Wellbeing Programs

Reach Your Financial Goals
- Health Savings & Spending Accounts
- Financial Wellness
- Fixed Income Annuity
- Stable Value
- Pensions Risk Transfers
Protect Your Finances
- Accident
- Hospital Indemnity
- Critical Illness
- Cancer
- Disability
Secure Your Family's Future
- Term & Whole Life
- Variable & Variable Universal Life
- Accidental Death & Dismemberment
- Post-Retirement Benefits
Through our broad range of benefits, we help you and your employees meet their diverse needs throughout their life.
Strengthen your workforce. Let’s build what’s next—together.
What We Offer

High-Impact Options That Elevate Your Total Rewards Strategy
-
Tailored, Inclusive Solutions
Programs designed around your workforce’s demographics, culture, and benefit priorities. -
Comprehensive Coverage Options
We provide a wide range of benefits—from accident and critical illness coverage to financial wellness tools, pet and home protections, tuition assistance, legal services, and more. -
Cost-Efficient & Accessible
Employees enjoy group rates and expanded options—often with minimal or no employer cost. -
Flexible Enrollment & Support
Digital-first systems with virtual or in-person help, plus multilingual, culturally competent guidance to ensure every employee understands their choices.
Valuable for Employers.
Meaningful for Employees.
Deliver personalized, affordable benefits that attract top talent, support real-life needs, and
enhance your total rewards strategy.
For Employers

Attract and retain top talent with a modern, competitive benefits package

Improve engagement and satisfaction through personalized offerings

Offset core benefit costs with impactful voluntary options
For Employees

Affordable coverage for real-life needs

Holistic support for health, finances, and family

Simple, guided enrollment and year-round support
Voluntary benefits aren’t extra—they’re essential. They drive engagement, and wellbeing across your workforce.
Employees who trust and feel cared for by their employer are 2.4x more likely to feel holistically healthy, 2.4x more likely to be engaged, and 1.9x more likely to be productive.
MetLife 2025 Employee Benefit Trends Study
Let’s Build a Better Benefits Experience
Empower your people. Elevate your culture. Deliver lasting impact.
Explore the industries we serve
See all
Agriculture
Automotive
Construction
Energy
Financial Institutions
Food & Beverage
Healthcare
Hospitality & Gaming
Life Sciences
Manufacturing
Non-profits
Public Entity
Technology
Transportation
Utilities
“An innovative benefits experience delivered by carriers can save a 1,000-person employer more than 303 hours annually across enrollment, billing, absence management, evidence of insurability, and error correction.”
Unum