Strategy
Smarter Benefits for a Changing Workforce
Rising healthcare costs, regulatory complexity, and evolving workforce needs have made traditional benefits models unsustainable. At People Risk, we help employers move beyond short-term fixes to design strategic, long-term solutions that:
Reduce Costs
Smarter funding strategies that maximize value for your employees while protecting your bottom line.
Lower Risk
Stronger compliance and proactive safeguards to protect both your business and your people.
Improve Health Outcomes
Integrated care solutions that enhance employee wellbeing and elevate productivity.
Support Workforce Engagement
Empowering your diverse workforce with inclusive tools and clear, accessible communication
Our benefits strategy is built to align with your business goals and includes:
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Population Health Analytics
Actionable insights that drive smarter decisions and healthier outcomes across your organization. -
Alternative Financing Models
Flexible funding strategies that optimize costs and deliver greater value for both your business and employees. -
Integrated Wellbeing Programs
Comprehensive support for physical, mental, and financial health, promoting productivity and satisfaction. -
Tailored, Multigenerational Solutions
Customized benefits that engage and support employees at every life stage and career level.
FINANCING SOLUTIONS
Smart Funding, Stronger Outcomes
We deliver a comprehensive portfolio of financial strategies—backed by expert guidance and deep industry insight—to help you take control of rising costs and maximize ROI. We help you simplify complexity, mitigate risk, and build plans that protect your people and your margins.
Flexible financing strategies that work for you:
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Self-Funded & Captives
Control costs and share risk with flexible funding, stop-loss, and group captive solutions. -
Fully Insured Plans
Simplify benefits with carrier-backed programs that balance affordability and employee well-being. -
ICHRAs
Provide personalized, portable coverage with tax-advantaged reimbursements for health insurance and care. -
PEOs
Lower HR and insurance costs by outsourcing administration through Professional Employer Organization partnerships.
From traditional plans to innovative risk-sharing models, we help employers design, fund, and manage benefits that drive results.
MARKET INSIGHTS
Why Employers Can’t Wait
Healthcare costs and utilization are accelerating faster than ever. Is your playbook ready?
PWC Research & Stats Highlights:
8.5% medical cost trend growth for 2026
70% of health plans report trends higher than expected
$50B increase in pharmacy spending in 2024
45% rise in behavioral health claims (2023–2024)
Rising costs demand smarter strategies. We help employers turn complexity into clarity—and risk into opportunity.
EMPLOYEE COMMUNICATION & ENGAGEMENT
Technology enables benefits—but communication drives outcomes. We deliver personalized, inclusive strategies that ensure employees feel informed, valued, and empowered.
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Tailored Communication Plans
Customized messaging for diverse employee needs. -
Multi-Channel Engagement
Reaching employees wherever they are. -
Multi-Language Messaging
Building equity and inclusivity across your workforce. -
Year-Round Support
Consistent guidance to maximize benefit utilization.
The result? A more engaged, healthier workforce that understands its benefits and feels valued. That’s better for your people—and your business.
Strengthen your workforce. Let’s build what’s next—together.
Wellbeing & Social Determinants of Health (SDOH)
Wellbeing is a strategic asset. We embed holistic health into your strategy while addressing the social and environmental factors that shape outcomes.
Physical Health
Preventive care, chronic condition management, and recovery support.
Emotional Health
Stress management, resilience building, and behavioral health resources.
Financial Health
Budgeting tools, savings programs, and income protection.
Social Health
Inclusion, connection, and a stronger sense of purpose at work.
Addressing SDOH
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Housing & Food Security
Access to essentials that stabilize lives and improve health outcomes. -
Transportation & Care Access
Removing barriers to timely medical care and community services.
Empowered people. Protected business. Smarter outcomes.
Strengthen your workforce. Let’s build what’s next—together.
Explore the industries we serve
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People Risk